Your pet is likely a very important part of your life. One third of dog owners say they talk to their dog on the phone or leave them messages when they are away, and there’s no reason to be ashamed to be part of this number; after all, what could be wrong about loving or missing your dog? But unfortunately, your pet won’t be around forever: the average dog’s life expectancy is 8 to 15 years, while the average indoor cat lives to be about 15 years old. And like humans, animals are vulnerable to health problems during their lives, from illness to broken bones. Because of this, it is important to do all that you can to keep them healthy, from visiting the vet regularly to investing in pet health insurance. But how do you choose a pet insurance plan? Is it a necessary expense? Before you start searching for pet insurance comparisons and reading endless Embrace pet insurance reviews, here are some basic facts you should know about pet insurance to help you decide, and hopefully find the best pet insurance for you and your pet.
The first thing you should consider before you start searching for cat insurance or dog insurance is your pet’s health. It is wise to research the hereditary and chronic health tendencies of each breed, if not before you purchase a pet, at least after, so that you can be prepared for future problems. If your breed has a documented history of illness and other problems, it may be in your best economic interest to invest in pet insurance.
Likewise, the second thing you should consider before you start researching Embrace pet insurance reviews and similar topics is your pet’s lifestyle. Studies show that animals who spend more time outside have more accidents, contract more illnesses, and impact the environment more than more controlled, indoor pets. If your pet is likely to be injured or become ill, it may be a wise to seriously consider pet insurance.
Just like typical health insurance, pet insurance policies usually have deductibles, co-pays and caps that limit annual expenditures. If your pet has a tendency to become sick or injured, pet insurance can be extremely helpful as you try to keep them healthy and happy. Read comparisons of different plans, as well as Embrace pet insurance reviews and other client analyses to help you find the plan that is right for you and your pet.